Are you a retailer looking for lease purchase options for your customers?
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Are you a customer looking for lease purchase options?
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Who is Okinus?
Fast, friendly lease-purchase programs with no credit needed and instant approvals up to $5,000.


Okay, but how do you pronounce it?
Okinus (oh-kin-us).


What makes Okinus a better lease-purchase option?
Okinus provides much-needed options to customers who really need it. Our instant approvals up to $5,000 help good people bring home what they want when they need it—with no credit needed, embarrassment of rejection or long waits for approvals.


Who are our Founders?
We understand that many good people may have not-so-great credit. Our Founders grew up in the furniture and financing businesses. Having seen hard-working individuals struggle for basic comforts, they decided to do something to help, so in 2004, Okinus was created with exactly those families in mind.


How did Okinus become such a trusted partner?
As the largest independent provider of lease purchase programs in the industry, Okinus is seen as a second chance for customers and a way to begin rebuilding credit. We currently have over 200 representatives who genuinely care about providing the best customer service possible. That commitment to quality is backed by a significant investment in our technology, positioning us among the industry’s most trusted partners in communities across the country.


Get instant customer approvals.
Find out if your customers are approved instantly. Access our easy-to-use dealer portal and submit the customer’s completed one-page application. Then share the good news with your customer within 10 seconds. No documentation is required for most applicants. Our job is to find every way possible to help you say “yes” to more customers.


Okinus is good for your customers and for your business.

  • We beat our competition in approval amounts and have lower income requirements
  • 90 Day Early Payment options
  • Multiple lease options — No down payment or lower monthly payments
  • Up to 24-month terms mean low payments and the power to bring home more merchandise
  • Get an instant approval and create your own Okinus contract. No waiting customers.
  • We are available seven days a week — whether it’s talking with your customer, explaining a contract, or answering general retailer questions.