How Okinus Works for a Retailer

There are over 60 million individuals in the U.S. with a credit score of 650 or less (“the credit-challenged consumer”) who do not qualify for traditional financing. Many of these individuals visit your store regularly but do not make a purchase because they cannot afford the cash price. They shop at a retailer that accommodates their current credit situation by providing them with alternatives to traditional financing such as Okinus’ lease-purchase program.

 

01

Furniture, Appliances and Electronics

  • $300 – $6,000 approval lines
  • Next day funding
  • Website application link – consumers can apply directly on your website
  • Mobile application link – text applications to complete on a smart phone
  • FREE marketing services: consulting, re-marketing, Google Ads, organic
    customer lists and SEO recommendations designed to grow your business
Learn More
02

Jewelry

  • $300-$2500 approval lines
  • Next day funding
  • Website application link – consumers can apply directly on your website
  • Mobile application link – text applications to complete on a smart phone
  • FREE marketing services: consulting, re-marketing, Google Ads, organic
    customer lists and SEO recommendations designed to grow your business
Learn More
03

Optical

  • $300-$1,500 approval lines
  • Next day funding
  • Website application link – consumers can apply directly on your website
  • Mobile application link – text applications to complete on a smart phone
  • FREE marketing services: consulting, re-marketing, Google Ads, organic
    customer lists and SEO recommendations designed to grow your business
Learn More

 

This Retailer’s Story

Started in 1990 with just a few sofa sets, T & D Furniture now services customers throughout Mississippi and the surrounding states. The current location has over 30,000 square feet of showroom space. After 26 years, T & D still operates with the same fundamental goal. That goal is to always put customers first and to provide excellent customer service to ensure that our customers come back again and again. T & D has grown their relationship with Okinus over the past ten years to present day.

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Retailers Say

Watch how T & D Furniture helped their customers re-establish their credit and bring their furniture home the day they arrive.

Retailer Sign up

Training is an important part of the support that Okinus provides to our Retailer Network. We are always available to get new sales teams up to speed, provide a crash course for new stores or simply deliver a refresher on how to use the Retailer Portal. Email an Account Manager with your questions today.

Learn how to submit applications and documents online or with a scanner.

Follow that application through the process.

Determine how long it will take to be processed.

Learn to use Docusign or print an approval.

Get an update on payment sent from Okinus.

FAQ’s

Request more information on our website, or call 1.800.472.1334 and speak to one of our account managers.
Okinus offers a wide selection of merchandise under its lease-purchase program including furniture, appliances, electronics and HVAC equipment. Call 1.800.472.1334 to speak to one of our customer service representatives if you have a question regarding the type of merchandise we offer through our lease-purchase program.
There are no monthly fees to our retailer partners. We help you increase your sales and profitability by selling more merchandise. The only charge you may incur is when a sale occurs! If there is a charge it is a small discount off the total invoice. The amount of the discount will depend upon the lease-purchase program offered to your customers (e.g. early payment option).
Okinus offers:
  • Higher approval amounts with lower income requirements
  • Multiple lease options – no initial payment or fixed monthly payments
  • Leasing terms up to 24 months with more affordable payments
  • Approval of approximately 60% of bank turn-downs
  • Superior customer service

There are over 60 million individuals in the U.S. with a credit score of 650 or less (“the credit-challenged consumers”) who don’t qualify for traditional financing. Many of these individuals visit your store regularly but do not make a purchase because they can’t afford the cash price, so they shop at a retailer that accommodates their current credit situation by providing them with alternatives to traditional financing such as Okinus’ lease-purchase program.
Yes, we provide in-store marketing materials, links to your website, logo and messaging support for print and we may contribute to CO-OP marketing campaigns (depending on your store volume).
Yes, the customer fills out a one-page online application in the store or from the comfort of their home using our website. Once submitted, the customer will be notified of their purchasing power in less than 10 seconds. Once the customer has selected the items they want you simply input the items into our retailer portal and create the lease agreement.

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