Flexible Lease-Purchase Options
At Okinus, our goal is to provide families with easy access to fast, flexible options to lease-purchase high-quality merchandise at an affordable price while rebuilding credit. Are you currently in the market for new living room furniture? We can help. Or did your HVAC unit finally give out during the summer months? We can help. The good news is you finally have instant access to bring home what you want when you need it – with no credit needed financing.
Okinus provides options to customers who really need it. Instant approvals help good people bring home what they want when they need it—with no credit needed.
Okinus’ lease-purchase programs allow you to obtain the merchandise you want when you need it without having to pay the cash price up front – with no credit necessary.
Learn more about our higher approval amounts and lower income requirements, multiple lease options, leasing terms up to 24 months, early payment options, and affordable payments.
We understand that many good people may have not-so-great credit. Our founder grew up in the furniture and financing businesses. Having seen hard-working individuals struggle for basic comforts, he decided to do something to help, so in 2004, Okinus was created with those exact families in mind.
Our mission is to provide credit challenged consumers with easy access to bad credit financing with flexible lease-purchase programs providing quality merchandise at an affordable price while enabling them to rebuild their credit.
Our vision is to provide qualified credit challenged consumers with an exceptional lease-purchase experience: (an easy application, technology of their choice, clear and secure payment methods, customer service with a smile and fast delivery) enabling them to lease quality merchandise at an affordable price over and over again.