You need a new pair of eyeglasses, however, you’ll have to finance them. With optical financing, you can have your eyeglasses and wear them too.
Maybe your credit is not the best. Bad credit financing applies to those who do not have the best credit scores. The scores range from 300 on the low end to 800, which means you have excellent credit. The thinking goes the better the credit, the better the financing, but you do not have to go without. You are not without options.
You would like to buy that engagement or wedding ring for your special someone or you need a couch (by the way, the average couch lasts between 7 and 15 years), or you need a new pair of eyeglasses so that you can see again. You can lease-purchase your eyeglasses if you are unable to buy them outright. This is where optical financing helps.
What Is Optical Financing?
This is where bad credit financing comes in. Even if you have a low credit score, you may still be able to finance your eyeglasses.
The lower your credit score the more risk a financial institution attributes to you. However, you are not without financing options. Lease-purchase programs, also known as lease to own programs, or rent to own help you buy important items, like your eyeglasses all while you are rebuilding your credit score. There are flexible terms and once you have familiarized yourself with your financing options, you will be able to budget accordingly.
Don’t Go Without Your Glasses
Bad credit financing gives you options. There is optical financing, zero down furniture leasing options, early payment options, among other finance options for you to consider. A good way to plan the purchase of the new eyeglasses you need is to do an internet search for financing calculator.
Once you have researched your purchase, you can budget your furniture, jewelry, HVAC system or eyeglasses purchase using a financing calculator. The steps are easy:
- List the purchase price
- Enter your down payment
- Calculate the sales tax
- Enter the interest rate and then
- Enter the lease term
After you have familiarized yourself with how financing works, contact Okinus for your lease-purchase and optical financing options for the items you need.
Even with bad credit, you can budget and buy the new eyeglasses you need.