HVAC Financing

How To Know It’s Time To Replace Your HVAC System

You may feel a sense of relief that your struggling HVAC system made it through another winter and can now take a blissful spring break. However, summer is just around the corner. As you enjoy backyard parties and beach days, you need your home to be a place where you can escape the sweltering summer heat.

Consider these signs that it’s time to replace your HVAC system using affordable HVAC financing options. That way, you aren’t left without air conditioning this summer.

It’s over a decade old

An easy way to tell that you should start looking into finance options for HVAC systems is by knowing the age of your home’s system. On average, HVAC units have a lifespan of 12 years. Typically, they start to decrease in efficiency and cost more in repairs once they get above even 10 years old. According to the U.S. Department of Energy, replacing an AC or heat pump that is over 10 years old with a new Energy Star model can save you 20% on your energy bills.

It’s making strange noises

Many homeowners know that it’s time to invest in HVAC financing because they hear their old unit making unusual noises. Some of these noises occur when a part loosens or needs replacing. Unfortunately, older systems may even make loud humming, groaning, or banging noises simply because of old age. While you may have been able to fix some of these sounds with occasional repair jobs in the past, the increasing frequency of these noises indicates that you will need more and more repairs. All of these repairs will eventually become higher than the cost of replacing the entire system. If you opt for flexible lease purchase programs, this can make your replacement even more affordable.

You have increasing energy bills

If you have no idea how old your HVAC system is and you haven’t noticed any unusual noises, take a look at your energy bills. Even if you’ve kept up with the maintenance of your HVAC, an older system will use more energy to produce conditioned air. Compare your bills and see if your costs have been steadily increasing. If you haven’t made any changes in your daily routine that would cause this increase, your HVAC could be the culprit.

Before summer goes into full swing, explore your options for no credit needed financing. With a flexible program, you can purchase a new HVAC system without breaking the bank. Contact Okinus today to learn more about your HVAC financing options.

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