FINANCING OPTIONS

LEASE-PURCHASE MERCHANDISE

 

Appliance and electronic program

From crisp and clean to sleek and modern, create the look of luxury in your kitchen or laundry room. Okinus’ focus is providing our customers with quality merchandise at an affordable price.

We do so by offering:

  • High approval amounts with lower income requirements
  • Multiple lease options —a low monthly payment or no initial payment
  • Leasing terms of up to two years to make your payment more affordable
  • High approval rates; Okinus approves approximately 60% of our applicants
  • Superior customer service

 


Nationwide partner network

Looking for a Retailer near you? Simply explore the map below to discover Retailer locations within your specific vicinity. Click on a location to see Retailer address, phone and website.


designed for affordability

Use this payment calculator to estimate monthly payments on your next lease-purchase with Okinus. Simply slide to find your lease amount and term to calculate your monthly lease-purchase payment.

*Monthly payment amount does not include sales tax.

*Monthly payment for the states of CA, CT, IA, ME, MI, OH, PA may vary based on statutory regulations.

*Monthly payment amount shown is for lease-purchase agreements where an initial payment is due at time of signing (Option A agreement). Okinus also offers a $49.95 down lease-purchase agreement to applicable states (Option B agreement). Monthly payment amount may vary for Option B agreements from amount shown.

Your estimated monthly payment and estimated term are approximate numbers provided for information purposes only. Your actual monthly payment amount and term will be determined based upon the cash price of the leased item.


fast & easy application

  1. Fill out a short online application
  2. Receive an instant approval amount
  3. An Okinus representative will contact you to assist in selecting an authorized Retailer

Choose from any of our
authorized Retailers nationwide
Need help finding an authorized Retailer?
Please refer to our Retailer Map for store locations.


Auto Accessories program

Buying the right car accessories can really set your machine apart from other vehicles on the road. There are accessories to make your car safer, and other which make the time you spend in your car more fun. Then you’ll have the pleasure of showing your new purchases off to your friends and family all for an affordable price.

We do so by offering:

  • High approval amounts with lower income requirements
  • Multiple lease options —a low monthly payment or no initial payment
  • Leasing terms of up to two years to make your payment more affordable
  • High approval rates; Okinus approves approximately 60% of our applicants
  • Superior customer service

 


Nationwide partner network

Looking for a Retailer near you? Simply explore the map below to discover Retailer locations within your specific vicinity. Click on a location to see Retailer address, phone and website.


designed for affordability

Use this payment calculator to estimate monthly payments on your next lease-purchase with Okinus. Simply slide to find your lease amount and term to calculate your monthly lease-purchase payment.

*Monthly payment amount does not include sales tax.

*Monthly payment for the states of CA, CT, IA, ME, MI, OH, PA may vary based on statutory regulations.

Your estimated monthly payment and estimated term are approximate numbers provided for information purposes only. Your actual monthly payment amount and term will be determined based upon the cash price of the leased item.


fast & easy application

  1. Fill out a short online application
  2. Receive an instant approval amount
  3. An Okinus representative will contact you to assist in selecting an authorized Retailer

Choose from any of our
authorized Retailers nationwide
Need help finding an authorized Retailer?
Please refer to our Retailer Map for store locations.

 


Furniture program

Finally, the opportunity to purchase high-quality furniture and decor at a price for can afford.

We do so by offering:

  • High approval amounts with lower income requirements
  • Multiple lease options —a low monthly payment or no initial payment
  • Leasing terms of up to two years to make your payment more affordable
  • High approval rates; Okinus approves approximately 60% of our applicants
  • Superior customer service


Nationwide partner network

Looking for a Retailer near you? Simply explore the map below to discover Retailer locations within your specific vicinity. Click on a location to see Retailer address, phone and website.


designed for affordability

Use this payment calculator to estimate monthly payments on your next lease-purchase with Okinus. Simply slide to find your lease amount and term to calculate your monthly lease-purchase payment.

*Monthly payment amount does not include sales tax.

*Monthly payment for the states of CA, CT, IA, ME, MI, OH, PA may vary based on statutory regulations.

*Monthly payment amount shown is for lease-purchase agreements where an initial payment is due at time of signing (Option A agreement). Okinus also offers a $49.95 down lease-purchase agreement to applicable states (Option B agreement). Monthly payment amount may vary for Option B agreements from amount shown.

Your estimated monthly payment and estimated term are approximate numbers provided for information purposes only. Your actual monthly payment amount and term will be determined based upon the cash price of the leased item.


fast & easy application

  1. Fill out a short online application
  2. Receive an instant approval amount
  3. An Okinus representative will contact you to assist in selecting an authorized Retailer

Choose from any of our
authorized Retailers nationwide
Need help finding an authorized Retailer?
Please refer to our Retailer Map for store locations.

 


HVAC program

Finally, an option to accommodate the growing demand for more flexible options surrounding the replacement of a residential heating/cooling system.

We do so by offering:

  • High approval amounts with lower income requirements
  • Multiple lease options —a low monthly payment or no initial payment
  • Leasing terms of up to two years to make your payment more affordable
  • High approval rates; Okinus approves approximately 100% of our applicants
  • Superior customer service

 


Nationwide partner network

LOOKING FOR A RETAILER NEAR YOU? SIMPLY EXPLORE THE MAP BELOW TO DISCOVER RETAILER LOCATIONS WITHIN YOUR SPECIFIC VICINITY. CLICK ON A LOCATION TO SEE RETAILER ADDRESS, PHONE AND WEBSITE.


designed for affordability

Use this payment calculator to estimate monthly payments on your next lease-purchase with Okinus. Simply slide to find your lease amount and term to calculate your monthly lease-purchase payment.

*Monthly payment amount does not include sales tax.


fast & easy application

  1. Fill out a short online application
  2. Receive an instant approval amount
  3. An Okinus representative will contact you to assist in selecting an authorized Retailer

Choose from any of our
authorized Retailers nationwide
Need help finding an authorized Retailer?
Please refer to our Retailer Map for store locations.

 


Water Heater

Finally, an option to accommodate the growing demand for more flexible options surrounding the replacement of a residential heating/cooling system.

We do so by offering:

  • High approval amounts with lower income requirements
  • Multiple lease options —a low monthly payment or no initial payment
  • Leasing terms of up to two years to make your payment more affordable
  • High approval rates; Okinus approves approximately 100% of our applicants
  • Superior customer service

 


Nationwide partner network

LOOKING FOR A RETAILER NEAR YOU? SIMPLY EXPLORE THE MAP BELOW TO DISCOVER RETAILER LOCATIONS WITHIN YOUR SPECIFIC VICINITY. CLICK ON A LOCATION TO SEE RETAILER ADDRESS, PHONE AND WEBSITE.


designed for affordability

Use this payment calculator to estimate monthly payments on your next lease-purchase with Okinus. Simply slide to find your lease amount and term to calculate your monthly lease-purchase payment.

*Monthly payment amount does not include sales tax.


fast & easy application

  1. Fill out a short online application
  2. Receive an instant approval amount
  3. An Okinus representative will contact you to assist in selecting an authorized Retailer

Choose from any of our
authorized Retailers nationwide
Need help finding an authorized Retailer?
Please refer to our Retailer Map for store locations.

 


 

 

The advertised transaction is a lease-purchase agreement (or in specified states, a lease agreement with an option to purchase; a consumer rental-purchase agreement; a rent-to-own agreement; a lease-purchase agreement; a consumer-lease agreement). You will not own the merchandise until the total amount necessary to acquire ownership is paid in full or you exercise your early purchase option. Ownership is optional. Not available in all states. Merchant participating locations only. Some restrictions apply, please call a Customer Service Representative for complete details.