At Okinus, we understand the challenges with credit and are happy to help those who need an alternative to traditional financing. Maybe you’re shopping for a new bedroom set or the perfect couch to tie a room together. It could be that it’s just time to replace an old appliance. The good news is Okinus has a unique lease purchase option to help you bring it home—with no credit needed.

Learn about our instant approvals up to $4,000 today!

ABOUT OKINUS

Read more about our leadership, dealer network and how to reach us.

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DEALER HOME

Help your customers get the furniture they need with our fast, easy and trusted “No Credit Needed” program.

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CUSTOMER HOME

Get instant approvals up to $4,000 with no credit needed. If you’re an existing customer, click here to pay bills or send us a message.

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The advertised transaction is a lease-purchase agreement (or in specified states, a lease agreement with an option to purchase; a consumer rental-purchase agreement; a rent-to-own agreement; a lease-purchase agreement; a consumer-lease agreement). You will not own the merchandise until the total amount necessary to acquire ownership is paid in full or you exercise your early purchase option. Ownership is optional. Not available in all states. Merchant participating locations only. Some restrictions apply, please call a Customer Service Representative for complete details.